Big news since the last post: I PAID OFF THE STUDENT LOAN!

$161,560.02 total. The original principal was just over $100,000 however the forbearance and recapitalized interest increased the principal to just over $124,000. Still, I saved over $70,000 by paying the loan off ahead of schedule.

Combined with the $20,000 in consumer debt and $7900 in car loan, I have paid a grand total of $190,501 in six years. $31,750 per year, on average.

And since paying off credit debt was annoying and paying interest on purchases even more annoying, I have carried a 0 balance on credit cards since 2009.

IT CAN BE DONE!

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