Like anyone who achieves a goal, once I achieved my student loan payoff I felt like I lacked purpose. For the past 5, almost 6 years, I had been working 50+ hour weeks, two or three jobs at a time, to pay off the loans. Once that was done I was so used to working those hours I couldn’t cut back. Even after 5 months I am still getting to the office at 6 am, putting in a 9-11 hour day at the firm and then teaching for 2-3 hours in the evening at a community college.

What has this got me? An out-of shape body and an emergency fund that will last for 10 months. The fund is good. The body is not. So now I have a new goal!